See your income year by year: FERS pension, the FERS Supplement until 62, Social Security at the age you claim it, and how much of your TSP you need to cover the gap.
Type it the way you'd say it. We'll read it and fill in the calculator for you. Example: "I took the early out at 53 last year with 27 years at the VA. High-3 about $98k, born 1972, $410k in TSP. Social Security says $1,900 at 62."
Don't include your Social Security number or account numbers. Your description is used only to fill in this page.
Want these numbers checked against your OPM estimate? Book a review with Jeremy Johnson at Stream Income Group. Call or text (929) 699-4419.
Book a review| Type | Age + service | Pension | Supplement |
|---|---|---|---|
| MRA+30 | MRA, 30 yrs | Unreduced, 1% | Yes, to 62 |
| 60+20 | 60, 20 yrs | Unreduced, 1% | Yes, to 62 |
| Age 62 | 62, 5 yrs | 1.1% with 20+ yrs, else 1% | No |
| MRA+10 | MRA, 10–29 yrs | −5% per year under 62. None if postponed to 60 with 20 yrs | No |
| Early out (VERA, DRP, DSR) | 50, 20 yrs or any age, 25 yrs | Unreduced, 1% | Yes, from MRA to 62 |
| Law enforcement, fire, ATC | 50, 20 yrs or any age, 25 yrs | 1.7% first 20 yrs, 1% after | Yes, to 62 |
| Deferred | Left before eligible, 5+ yrs | Starts at 62, or earlier with 10+ yrs (MRA+10 rules) | No |
Estimates for education only, before tax. Figures are in today's dollars; with inflation above 0, the pension and supplement lose buying power until COLAs apply, and Social Security keeps pace. The supplement is estimated as your age-62 Social Security figure × FERS years ÷ 40; OPM's figure uses FERS-covered earnings and can differ. Social Security factors assume a full retirement age of 67. Not affiliated with OPM, the Federal Retirement Thrift Investment Board, or any government agency. Jeremy Johnson · Stream Income Group.